银行银行卡收取费用标准 各大银行银行卡手续费

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收费时间按开卡时间定

"628253","622979","621035","621038","621086","621498","621296","621448","622945","621755","622940","623120",

卡名 发卡行 年费 挂失费 工本费
牡丹国际信用卡(双币) 工商银行 普通卡:主卡100元,副卡50元;金卡:主卡200元,副卡100元。 10元 5元
牡丹贷记卡(人民币) 工商银行 普通卡:主卡50元,副卡25元;金卡:主卡100元,副卡50元。 10元 5元
牡丹信用卡(人民币) 工商银行 普通卡:主卡25元,副卡12.5元;金卡:主卡50元,副卡25元。 10元 5元
金穗信用卡(准贷记卡) 农业银行 普通卡:20元;金卡:80元 50元 10元;彩照卡50元
中银信用卡(双币) 中国银行 金卡:主卡200元,附属卡100元;银卡:主卡100元,附属卡50元;照片卡:在上述年费标准的基础上加收人民币50元 40元 15元
中银长城人民币卡 中国银行 金卡100元,照片金卡120元,普通卡20元,照片普通卡60元    
龙卡贷记卡(双币) 建设银行 金卡主卡160元,附属卡80元;普通卡主卡80元,附属卡40元 50元 20元,挂失补卡免费
龙卡贷记卡(人民币) 建设银行 金卡100元,普通卡60元 20元 10元,彩照卡:30元
招商银行信用卡(双币) 招商银行 金卡主卡300元,普通卡主卡100元,VISA MINI信用卡主卡150元。再办一主卡年费减半,附属卡年费为所属主卡的一半 60元 15元,使用快递35元
太平洋贷记卡(人民币) 交通银行 金卡:主卡120元,附属卡60元;普通卡:主卡80元,附属卡40元 50元 30元,照片卡40元
浦发信用卡(双币) 浦发展银行 金卡:主卡360元,附卡180元; 普通卡:主卡180元,附卡90元 免费 普卡80元,金卡免费
兴业银行信用卡(双币) 兴业银行 金卡:主卡200元,副卡100元;普通卡:主卡100元,副卡50元 50 25元,加急45元

广发银行信用卡中心的工作人员还特意提醒市民注意:办了一张主卡,不要随意办附卡,因为附卡也要收年费,收费标准大致为主卡年费的一半。

"622404","622313","622504","622505","622509","622513","622517","622502","622604","622605","622606",

摘要:各大银行信用卡收费标准 各大银行信用卡手续费收费标准 卡名 发卡行 年费 挂失费 工本费 牡丹国际信用卡(双币) 工商银行 普通卡:主卡100元,副卡50元;金卡:主卡200元,副卡100元。 10元 5元 牡丹贷记卡(人民币) 工商银行 普通卡:主卡50元,副卡25元;金卡...

多半是噱头

"包商银行·包商银行内蒙古自治区公务卡","包商银行·贷记卡","包商银行·借记卡","连云港市商业银行·金猴神通借记卡","威海商业银行·通达卡(银联卡)","威海市商业银行·通达借记IC卡","攀枝花市商业银行·攀枝花卡(银联卡)",

各大银行信用卡收费标准 各大银行信用卡手续费收费标准

记者发现,目前不少银行以“额度高”、“终身免年费”为噱头,吸引客户办理信用卡。

"622865","940012","623131","622178","622179","628358","622394","940025","621279","622281","622316","940022",

更多

比如工商银行的信用卡收取年费的时间就是开卡时间,王曦持有的工商银行信用卡在7月14日开卡,则年费收取时间定为每年的7月14日,所以银行发来了提醒短信。

"工商银行·牡丹交通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡",

各银行在信用卡年费减免政策上也存在较大的不同。在免年费的规则上,现在银行一般都采用了刷卡次数规则,即只要刷卡达到了规定的次数,就可以享受免次年年费。规定次数在5至6次的银行有:工行、农行、中行、交行、招行、中信、兴业、华夏等银行;规定次数最低的银行为光大、广发和建设银行,规定当年刷卡3次免当年或次年年费。

"409667","518378","518379","518474","518475","518476","438088","524865","525745","525746","547766",

职场新人王曦在长沙一家外贸公司工作,去年办了一张工商银行信用卡。7月10日,他收到银行发来短信说需要交纳年费了,一共是200元。“年费不是年底才交吗,这是不是诈骗短信?”王曦很疑惑。其实,和王曦一样,“不懂信用卡年费那回事”的市民还真不少。记者通过调查,收集、盘点了各大银行信用卡的年费情况,读者朋友不妨参考参考,以便心里有谱。

"621491","620085","623155","623157","623158","623159","999999","621222","623020","623021","623022","623023",

对比不同币种的金卡和普卡,交行和广发的金卡、普卡年费最低,招商银行和民生银行的金卡、普卡年费最高。如交行和广发信用卡个人单币金卡主卡年费分别为120元和160元,个人普通卡主卡年费均为80元;而招商银行和民生银行的信用卡,金卡主卡年费均为300元,普卡主卡年费为100元,最高相差两倍多。这些银行信用卡年费的定制是和享受的服务决定的,不同的银行卡在不同的年费水平下所提供的服务也不尽相同。因此,消费者在选择发卡银行时可比较其服务内容后再作决定。

"工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡",

卡种不同,年费差距大

"邮政储蓄银行·IC绿卡通","邮政储蓄银行·IC联名卡","邮政储蓄银行·IC预付费卡","邮储银行·绿卡银联标准卡","邮储银行·绿卡通",

终身免年费

"621332","621333","621297","377677","621568","621569","625905","625906","625907","628313","625333",

目前,只有银行单独推出的普卡和部分金卡,才有首年免年费政策,此类卡只要达到银行规定的条件,次年还可免年费。而大部分白金卡或钻石卡等高端卡种,通常不会免年费。

"工商银行·牡丹VISA信用卡","工商银行·牡丹VISA卡(单位卡)","工商银行·牡丹VISA信用卡","工商银行·牡丹VISA信用卡","工商银行·牡丹VISA信用卡",

持卡人使用信用卡有一个误区,信用卡都是年底才扣年费,但事实并非如此。记者通过咨询各大商业银行得知,多数信用卡年费一般是根据持卡人开卡日期制定收取时间,并非每个自然年度,而是跟开卡日期有关。

"招商银行香港分行·香港一卡通","兴业银行·兴业卡(银联卡)","兴业银行·兴业卡(银联标准卡)","兴业银行·兴业自然人生理财卡","兴业银行·兴业智能卡(银联卡)","兴业银行·兴业智能卡",

而中信银行却不同,其信用卡是在开卡日期后60天作为年费收取时间。此外,长沙大多数银行的信用卡年费是按照开卡的那个月份收取的,并没有具体的日期,例如开卡时间是2012年8月,那么年费收取一般是每年8月份。

"中国银行曼谷分行·长城信用卡环球通","中国银行曼谷分行·借记卡","建设银行·龙卡准贷记卡","建设银行·龙卡准贷记卡金卡","建设银行·中职学生资助卡","建设银行·乐当家银卡VISA","建设银行·乐当家金卡VISA",

提醒

"交通银行香港分行·双币种信用卡","交通银行香港分行·双币种信用卡","交通银行香港分行·双币卡","交通银行香港分行·银联人民币卡","交通银行澳门分行·银联借记卡","中信银行·中信借记卡","中信银行·中信借记卡",

免年费政策各不同

"622895","623125","622947","621561","623095","621073","623109","621361","623033","623207","622891","621363",

但据记者调查了解,信用卡“终身免年费”往往是银行宣传所使用的文字游戏,有些宣称终身免年费的信用卡,前提是要缴纳一定数额的所谓入伙费,同时,所谓的入伙费并没有减免政策。而这种情况就多出现在与第三方合作推出的联名信用卡上。

"940049","622425","622425","621577","622485","623098","628329","621538","940006","621269","622275","621216",

不同银行在年费的收取金额上有所不同。据记者调查了解,目前各银行金卡的年费一般都在200元以内,而普卡的年费都在100元以内。

"625918","621371","620143","620149","621414","625914","621375","620187","621433","625986","621370",

//"发卡行.卡种名称",

"乌鲁木齐市商业银行·雪莲卡(银联卡)","绍兴银行·兰花IC借记卡","绍兴银行·社保IC借记卡","绍兴银行·兰花公务卡","成都商业银行·芙蓉锦程福农卡","成都商业银行·芙蓉锦程天府通卡","成都商业银行·锦程卡(银联卡)",

"招商银行·招商银行信用卡","招商银行·招商银行信用卡","招商银行·招商银行信用卡","招商银行·招商银行信用卡","招商银行·招商银行信用卡","招商银行·一卡通(银联卡)","招商银行·万事达信用卡","招商银行·招商银行信用卡",

"兴业银行·加菲猫信用卡","兴业银行·个人白金卡","兴业银行·银联信用卡(银联卡)","兴业银行·银联信用卡(银联卡)","兴业银行·银联白金信用卡","兴业银行·银联标准公务卡","兴业银行·VISA信用卡(银联卡)",

"520083","558730","621282","621336","621619","622821","622822","622823","622824","622825","622826",

//BIN号  基本涵盖了大陆所有的银行卡

"工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡",

"农业银行·银联标准卡","农业银行·金穗贷记卡(银联卡)","农业银行·金穗贷记卡(银联卡)","农业银行·金穗贷记卡(银联卡)","农业银行·金穗贷记卡(银联卡)","农业银行·金穗贷记卡(银联卡)",

"625351","625352","519961","625839","421317","602969","621030","621420","621468","623111","422160","422161",

"517636","622621","628258","556610","622603","464580","464581","523952","545217","553161","356858","622623",

"622227","621372","621464","625942","622158","625917","621765","620094","620186","621719","621719",

"上海银行·申卡(银联卡)","上海银行·申卡借记卡","上海银行·银联申卡(银联卡)","上海银行·单位借记卡","上海银行·首发纪念版IC卡","上海银行·申卡贷记卡","上海银行·申卡贷记卡","上海银行·J分期付款信用卡",

"940001","623026","623086","628291","621532","621482","622135","622152","622153","622154","622996","622997",

"工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡",

"中国银行·个人白金卡","中国银行·中银威士信用卡","中国银行·长城公务卡","中国银行·长城电子借记卡","中国银行·中银万事达信用卡","中国银行·中银万事达信用卡","中国银行·中银万事达信用卡",

"621750","621377","620148","620185","621374","621731","621781","552599","623206","621671","620059",

"渤海银行·渤海银行公司借记卡","星展银行·星展银行借记卡","星展银行·星展银行借记卡","恒生银行·恒生通财卡","恒生银行·恒生优越通财卡","新韩银行·新韩卡","上海银行·慧通钻石卡","上海银行·慧通金卡",

"工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡",

"工商银行·灵通卡","工商银行·灵通卡","中国工商银行·中国旅行卡","工商银行·牡丹卡普卡","工商银行·国际借记卡","工商银行·国际借记卡",

"940021","621050","620522","356827","356828","356830","402673","402674","438600","486466","519498","520131",

"623014","624100","624200","624301","624402","62451804","62451810","62451811","62458071","623700",

"中国银行·普通高中学生资助卡","中国银行·长城环球通港澳台旅游金卡","中国银行·长城环球通港澳台旅游白金卡","中国银行·中银福农信用卡","中国银行金边分行·借记卡","中国银行雅加达分行·借记卡",

"光大银行·阳光商旅信用卡","光大银行·阳光商旅信用卡","光大银行·阳光卡(银联卡)","光大银行·阳光卡(银联卡)","光大银行·阳光卡(银联卡)","光大银行·阳光卡(银联卡)","光大银行·阳光卡(银联卡)",

"泉州银行·海峡银联卡(银联卡)","泉州银行·海峡储蓄卡","泉州银行·海峡银联卡(银联卡)","泉州银行·海峡卡","泉州银行·公务卡","昆明商业银行·春城卡(银联卡)","昆明商业银行·春城卡(银联卡)",

"622966","622988","625955","625956","553242","621082","621673","623211","356896","356899","356895",

"622228","621352","621351","621390","621792","625957","625958","621791","620530","625993","622519","621793",

"622234","622235","622237","622215","622239","622240","622245","622224","622303","622304","622305",

"622760","622761","622762","622763","601382","622756","628388","621256","621212","620514","622754",

"628279","622864","621403","622561","622562","622563","622167","622777","621497","622868","622899","628255",

"中国银行澳门分行·财富卡","中国银行澳门分行·银联港币卡","中国银行澳门分行·银联澳门币卡","中国银行马尼拉分行·双币种借记卡","中国银行胡志明分行·借记卡","中国银行曼谷分行·借记卡",

"工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡",

"交通银行·交通银行公务卡普卡","交通银行·太平洋人民币贷记卡","交通银行·太平洋互连卡","交通银行·太平洋借记卡","交通银行·太平洋万事顺卡","交通银行·太平洋贷记卡(银联卡)","交通银行·太平洋贷记卡(银联卡)",

"民生银行·民生信用卡(银联卡)","民生银行·民生信用卡(银联卡)","民生银行·民生银联白金信用卡","民生银行·民生贷记卡(银联卡)","民生银行·民生银联个人白金卡","民生银行·公务卡金卡","民生银行·民生贷记卡(银联卡)",

"光大银行·阳光卡(银联卡)","光大银行·阳光卡(银联卡)","光大银行·阳光卡(银联卡)","光大银行·阳光卡(银联卡)","光大银行·阳光卡(银联卡)","光大银行·阳光卡(银联卡)","光大银行·阳光卡(银联卡)",

"昆明商业银行·富滇IC卡(复合卡)","阜新银行·借记IC卡","嘉兴银行·南湖借记卡(银联卡)","廊坊银行·白金卡","廊坊银行·金卡","廊坊银行·银星卡(银联卡)","廊坊银行·龙凤呈祥卡","内蒙古银行·百灵卡(银联卡)",

"621511","621602","621603","621604","621605","621608","621609","621610","621611","621612","621613",

"中国银行·中银旅游信用卡","中国银行·长城银联公务IC卡金卡","中国银行·中国旅游卡","中国银行·武警军人保障卡","中国银行·社保联名借记IC卡","中国银行·社保联名借记IC卡","中国银行·医保联名借记IC卡",

"中国建设银行·中国旅游卡","中国建设银行·龙卡IC公务卡","中国建设银行·龙卡IC公务卡","交通银行·交行预付卡","交通银行·世博预付IC卡","交通银行·太平洋互连卡","交通银行·太平洋万事顺卡",

"工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡",

"兴业银行·万事达信用卡(银联卡)","兴业银行·银联标准贷记普卡","兴业银行·银联标准贷记金卡","兴业银行·银联标准贷记金卡","兴业银行·银联标准贷记金卡","兴业银行·兴业信用卡","兴业银行·兴业信用卡",

"625802","625803","621299","966666","622909","622908","438588","438589","461982","486493","486494","486861",

"621057","623199","621075","623037","628303","621233","621235","621223","621780","621221","623138","628389",

"交通银行·太平洋准贷记卡","交通银行·太平洋准贷记卡","交通银行·太平洋借记卡","交通银行·太平洋借记卡","交通银行·太平洋人民币贷记卡","交通银行·太平洋借记卡","交通银行·太平洋MORE卡","交通银行·白金卡",

"625988","622566","622567","622625","622626","625946","628200","621076","504923","622173","622422","622447",

"工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡",

"工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡",

"622960","623523","621591","622961","628210","622283","625902","621010","622980","623135","621726","621088",

"徽商银行·徽商银行中国旅游卡(安徽)","徽商银行合肥分行·黄山卡","徽商银行芜湖分行·黄山卡(银联卡)","徽商银行马鞍山分行·黄山卡(银联卡)","徽商银行淮北分行·黄山卡(银联卡)","徽商银行安庆分行·黄山卡(银联卡)",

"中信银行·中信理财宝白金卡","中信银行·中信钻石卡","中信银行·中信钻石卡","中信银行·中信借记卡","中信银行·中信理财宝(银联卡)","中信银行·中信理财宝(银联卡)","中信银行·中信理财宝(银联卡)",

"招商银行信用卡中心·银联标准公务卡(金卡)","招商银行信用卡中心·VISA信用卡","招商银行信用卡中心·银联标准财政公务卡","招商银行信用卡中心·芯片IC信用卡","招商银行信用卡中心·芯片IC信用卡",

"工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡","工商银行·牡丹灵通卡",

"东莞市商业银行·万顺通卡(银联卡)","东莞市商业银行·万顺通借记卡","东莞市商业银行·社会保障卡","乌鲁木齐市商业银行·雪莲借记IC卡","乌鲁木齐市商业银行·乌鲁木齐市公务卡","乌鲁木齐市商业银行·福农卡贷记卡",

"628290","622578","370285","370286","370287","370289","439225","518710","518718","628362","439226","628262",

"晋商银行·晋龙一卡通","晋商银行·晋龙卡(银联卡)","青岛银行·金桥通卡","青岛银行·金桥卡(银联卡)","青岛银行·金桥卡(银联卡)","青岛银行·金桥卡","青岛银行·借记IC卡","吉林银行·雾凇卡(银联卡)",

"436718","436738","436745","436748","489592","531693","532450","532458","544887","552801","557080",

定义一个String数组,用来存放BIN号

"交通银行·太平洋互连卡(银联卡)","交通银行·太平洋白金信用卡","交通银行·太平洋双币贷记卡","交通银行·太平洋双币贷记卡","交通银行·太平洋双币贷记卡","交通银行·太平洋白金信用卡",

调用方式

"民生银行·银联芯片金卡","民生银行·银联芯片白金卡","招商银行·招商银行信用卡","招商银行·招商银行信用卡","招商银行·招商银行信用卡","招商银行·招商银行信用卡","招商银行·招商银行信用卡","招商银行·两地一卡通",

前些天在做一个银行卡的校验,在网上搜了好久也没有找到能用的正则表达式,就自己写了了根据银行卡的bin值判断该卡所对应的发卡行和银行名称,但是有个弊端就是仅适用于大陆,据我所知国外的银行卡号码跟大陆的是不一样的,好了,闲话先到这里,下面进入正题吧

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